What Makes Up a Credit Score?
FICO scores are calculated from different data in your
credit report, which is grouped into five categories:
- Payment history - 35%
- Amounts owed - 30%
- Length of credit history - 15%
- New credit - 10%
- Types of credit used - 10%
Equal Housing Lender. Prospect Mortgage Company is a division of Metrocities Mortgage, LLC a Delaware limited liability company licensed by Massachusetts Mortgage Broker and Lender License #MC2011 and licensed by the New Hampshire Banking Department. Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend. Neither Keller Williams Realty nor its affiliated companies warrant any product or service delivered under this program. All products and services are provided by Prospect Mortgage.